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Average Auto Insurance Quotes — Save Up to $287 Annually
Auto insurance prices in Corpus can run as high as $1,574 per year for most drivers. This is 4% cheaper than average prices for Nueces County, also it is 6% less expensive than the average for other drivers in Texas.
Understanding Insurance Factors — how they affect what you pay for car insurance?
There are a number of factors that insurance companies use to determine the risk of ensuring a driver. Some you control such as your driving record and accidents reported. Your credit score is also considered. Items such as the color of your car and the make and model also are considered. Other elements include:
- Location — Drivers in large cities pay a premium for their insurance coverage. The reality is that more drivers and more cars mean more risk of accidents. These are risks that insurance providers factor into their rates. Corpus Christi has a population of 305,349 people which gives it a population density of 32 residents per square mile.
- Driving To Work — The length of your commute and whether it occurs during rush hour has a bearing on your insurance rates. Again, the insurance companies see more risk of accidents when you are in more traffic. You may be able to earn a discount if you don’t have to drive during rush hour. The average commute in Corpus is only between 15-20 minutes. The average fatality rate in Corpus Christi was 8 fatal accidents per 100,000 people in 2009.
- Auto Thefts — Rates of auto theft are higher in big cities and that means you pay for that risk. You can minimize part of the additional cost by installing anti-theft devices in you auto. Corpus Christi reported 467 cars were stolen during 2010.
- Education — Insurance companies have found a link in the risk of insuring drivers and their level of education. The higher your your degree, the lower your rates. Make sure you get the education discount for high school and college diplomas. Corpus Christi reports that 12.5% of its residents have a bachelor’s degree, just below the average for the state of Texas. However, 24.7% of the residents have a high school diploma, which is very close to the Texas average.
Cheap auto insurance Corpus Christi residents prefer is sometimes frustrating to find. It doesn’t have to be if you try comparison websites like Texasautoinsurancequote.org. We can walk you through the process to find can help you sort through the details and find cheap Corpus Christi car insurance to fit your your budget. Enter the few details in the quote widget below, we’ll get you quotes immediately!